Insurance is in the midst of a quiet revolution. While legacy carriers grapple with outdated mainframes and clunky middleware, newer players and forward-thinking incumbents are choosing a different path—greenfield builds.…
Cybercrime isn’t just a tech issue anymore—it’s a balance sheet problem. In 2025, banks are being targeted with more precision, more frequency, and greater consequences than ever before. From ransomware…
If you’ve ever felt that insurance policies are too complex, too rigid, or just plain outdated—you’re not alone. The good news? In 2025, insurance is finally catching up with the…
In today’s fast-evolving digital insurance landscape, underwriting is undergoing a radical transformation. Traditional risk assessments based on static data—like age, location, or past claims—are no longer sufficient. Enter AI-driven behavioral…
In the rapidly evolving world of digital assets, managing risk has become as critical as pursuing returns. Cryptocurrencies, NFTs, DeFi platforms, and tokenized real estate all represent a new frontier…
When a natural disaster strikes(Filing Home Insurance Claims After Natural Disasters), it can leave more than just destruction in its wake. It disrupts lives, displaces families, and brings a wave…
Five years ago, the idea of insuring your home’s Wi-Fi or personal data might’ve sounded excessive. But here in 2025, cybercrime (Why Cyber Insurance Is Becoming Essential for U.S. Homeowners)…
For most American homeowners, insurance used to be a box you checked and forgot about—until disaster struck. But that’s no longer the reality(How Climate Change Is Driving Up Home Insurance…
Not all drivers are the same, yet traditional auto insurance has long priced policies as if they were. In 2025, that’s starting to change. More insurance providers are now basing…
When shopping for home insurance in the United States, most people consider location, home value, and past claims—but many overlook the critical role credit scores play in determining premiums. Your…
Micheal David